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Raincoat Claims Consulting

About Us

Compliance-focused consulting built for businesses that can't afford to get it wrong.

Raincoat Claims Consulting is an outsourced health, safety, and claims department for businesses of all sizes. We exist because most companies don't need a full-time safety director. They need experts who show up when it matters.

Our Story

We started because too many businesses were paying for problems they didn't know they had.

Most businesses get hit with OSHA fines and inflated workers' comp costs not because they are negligent, but because nobody told them the rules. 95% of businesses don't have the compliance programs OSHA requires. They find out the hard way, after an inspection or a costly claim.

Raincoat is a small team of former OSHA instructors and inspectors who handle OSHA defense and workers' comp management end to end. We are not a safety company running toolbox talks. We are not a law firm billing $400 an hour. We are the outsourced compliance and claims department your business needs but doesn't have.

“We've never had a client that didn't save more money than they paid us.”

Raincoat consultant meeting with a business client

By the Numbers

The track record behind the promise.

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Claims Managed

OSHA and workers’ comp claims handled end to end

$0K+

In OSHA Fines Reduced

Exposed penalties challenged, negotiated, and lowered

0%

Faster Claim Closure

Because every open day costs your business money

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States Served

Nationwide coverage with consistent, reliable consulting

Our Approach

No blame. No judgment. Just the work that protects your business.

Every engagement starts the same way: we listen, we assess, and we get to work. No matter how you got here, what matters is what happens next.

We start where you are

Most clients call us after a citation or a bad claim. We don’t lecture. We don’t judge. We’re not OSHA. We live in the real world, and we know you’re running a business. Our job is to fix the problem, not assign blame.

Speed is non-negotiable

Same-day response. Overnight turnaround when deadlines demand it. OSHA gives you 15 business days for an informal conference, and open claims cost money every single day they stay open. We move fast because waiting is expensive.

We become your department

We’re not a one-time consultant you call and never hear from again. We function as your ongoing, outsourced compliance and claims department: safety programs, claims management, OSHA correspondence, informal conferences, and everything in between.

Our Team

Former OSHA instructors and inspectors working for you, not against you.

Our team includes people who previously worked within OSHA. They know how inspections are conducted, how citations are written, and where the leverage points are.

OSHA Defense Expertise

Our team includes authorized OSHA outreach trainers who have conducted hundreds of inspections. We build compliant safety programs, handle document requests, and represent your business at informal conferences.

Workers’ Comp Management

We dispute inflated reserves, manage claims directly with adjusters, close claims faster, and work to reduce your premiums year over year. Every dollar saved on a claim is a dollar back in your business.

What Our Clients Say

Every client. Every time. Five stars.

5.0

We contacted Raincoat Consulting after we were fined by OSHA and it was a great experience for Ingenuity Concepts. Brett worked with us on every step of the abatement and appeal process. Brett and his team redid our Safety Program and he was also on our Appeals Zoom Call. As result of all Raincoat's hard work we were able to get our fine reduced by 70%. Thank You Raincoat Claims Consulting!!

Tim Heyne

We brought Raincoat in after a string of bad claims. They walked us through our policy line by line and explained everything that was working against us. It honestly opened our eyes because we never knew any of this made a difference, we just let our broker handle it in the past. We saved more money on our policy than we spent to hire Raincoat so its a win/win.

Tom Gould

Raincoat Claims Consulting reached out to my company after our first OSHA inspection. We were panicking because they found a few violations. Once we signed on, they handled the entire claim and we didn't get a single fine.

Nina P

Ready to Get Started?

Talk to a consultant today. No cost, no obligation.

Our first conversation is always free. We'll review your situation, explain your options in plain language, and outline what working together would look like.